That is true but some people just think that because they have health insurance they can use it inappropriately.
That is very true people should have health care but some people shouldn't just use health care inappropriately for things that are not important.
I personally say, that we all need health insurance, mainly because some people actually need it because either because of cancer, or someone could be severely injured or ill. Health insurance is not to be used improperly by people that have it.