I don't think it would be beneficial for doctors in france, the doctors started a protest over the government paying them less.
I 100% agree with what you said, it is true about insurances companies no being fair to some people.
If everyone had free health care nobody would worry about not having money to pay for a medical bill. If other countrys can do it why can't america? Everyone would be happy and no one has the decision whether you live or not.